Tag Archives: Uninsured Motorist Coverage
When Is a Car Accident Settlement Legally Binding?
Most personal injury claims arising from car accidents are settled out-of-court, usually between an attorney representing the victim and the negligent party’s insurance company. Settlement negotiations are often a lengthy process. It is important for both sides to be clear as to their intentions and expectations, lest there be any misunderstanding as to the… Read More »
Tennessee Supreme Court Holds Rental Cars Are “Uninsured Motor Vehicles”
Last year we discussed a Tennessee Court of Appeals decision holding that uninsured motorist coverage was not available to a policyholder injured by the driver of a rental car. The Tennessee Supreme Court has now weighed in, reversing the Court of Appeals and reinstating the accident victim’s complaint. This is welcome news for all… Read More »
When Am I Entitled to Uninsured Motorist Benefits Following an Accident?
Uninsured motorist coverage provides benefits if you are injured in a car accident with another at-fault driver who lacks sufficient insurance. Most states, including Tennessee, require automobile insurance companies to offer a certain level of uninsured motorist coverage. But there are still many cases where the scope of uninsured motorist coverage may be unclear,… Read More »
Uninsured Motorist Coverage May Not Cover All Situations
Tennessee law requires all automobile insurance policies to offer uninsured motorist coverage. As the name suggests, this coverage pays benefits if you are in an accident with another vehicle that lacks insurance. Ideally, this would mean someone injured by another driver’s negligence would never go uncompensated, but unfortunately, there are gaps in the legal… Read More »