Category Archives: Uninsured/Underinsured Motorists
Tennessee Supreme Court Holds Rental Cars Are “Uninsured Motor Vehicles”
Last year we discussed a Tennessee Court of Appeals decision holding that uninsured motorist coverage was not available to a policyholder injured by the driver of a rental car. The Tennessee Supreme Court has now weighed in, reversing the Court of Appeals and reinstating the accident victim’s complaint. This is welcome news for all… Read More »
When Am I Entitled to Uninsured Motorist Benefits Following an Accident?
Uninsured motorist coverage provides benefits if you are injured in a car accident with another at-fault driver who lacks sufficient insurance. Most states, including Tennessee, require automobile insurance companies to offer a certain level of uninsured motorist coverage. But there are still many cases where the scope of uninsured motorist coverage may be unclear,… Read More »
Uninsured Motorist Coverage May Not Cover All Situations
Tennessee law requires all automobile insurance policies to offer uninsured motorist coverage. As the name suggests, this coverage pays benefits if you are in an accident with another vehicle that lacks insurance. Ideally, this would mean someone injured by another driver’s negligence would never go uncompensated, but unfortunately, there are gaps in the legal… Read More »
The Law Gets Tougher on Unisured Drivers, but Limits Still Too Low
Most of us are aware that the law requires us to have auto insurance in order to drive in Tennessee. Since 1977, the Tennessee Financial Responsibility Law has required drivers to have at least $25,000 per person in liability insurance coverage, up to $50,000 total per occurrence. What this means is that, if you… Read More »
Uninsured motorists in Tennessee
Tennessee currently ranks among the top five states with the highest number of uninsured motorists. A 2014 report claims that there are approximately 1.2 million uninsured motorists in the state. California has 4.1 million uninsured motorists, accounting for the highest total in the country. The report also indicated that Tennessee ranked among states with… Read More »
Uninsured motorist accused of causing fatal crash in Tennessee
A fatal car accident, no matter the circumstances, is a horrifying occurrence. When the person who caused the accident doesn’t have insurance, it can add a devastating financial layer to an already emotional situation. Recently, in Tennessee, a woman stands accused of causing a head-on collision due to her actions. An uninsured motorist like… Read More »
